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Identity theft: No joke

AARP News


Identity theft is no joking matter. Identity thieves victimize millions of people each year. Identity thieves have some sly tricks to obtain your personal information. They do it by:

* Stealing wallets, purses, and your mail.

* Posing by phone or email as someone who legitimately needs information about you, such as employers or landlords.

* Stealing personal information you provide to an unsecured site on the Internet, from business or personnel records at work, and personal information in your home.

* Rummaging through your trash, the trash of businesses, and public trash dumps for personal data.

Don’t be fooled by identity thieves; take the proper precautions. Be sure to safeguard your personal information, such as your Social Security number and mother’s maiden name.

If an identity thief scores this information, it could result in more than monetary loss for you as a victim — it also can hurt your credit score and record.

Here’s how you can protect yourself:

* Never carry your Social Security card with you, and do not provide your personal information to unknown sources over the Internet or by phone.

* Be sure to shred any documents, bills or paperwork before you throw them away.

* Most important, never reply to an email claiming to be from Social Security that asks you for your Social Security number or other personal information.

If you are contacted by someone claiming to be from Social Security and you have doubts about the validity of the caller, you can call us at 1-800-772-1213 (TTY 1-800-325-0778).

If you think you’ve been the victim of identity theft, you should contact the Federal Trade Commission at 1-877-IDTHEFT (1-877-438-4338); TTY 1-866-653-4261. Or go to www.idtheft.gov and click on the link for “Report Identity Theft.”

Learn more about identity theft at www.socialsecurity.gov/pubs/10064.html.