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9-14-11 Trustee's Notices 1

TRUSTEE'S NOTICE OF SALE Loan No: 0055214811 T.S. No.: 11-02444-6 Reference is made to that certain Deed of Trust dated as of September 6, 2005 made by, ZANE B. SMITH AND SUSAN G. SMITH, HUSBAND AND WIFE, as the original grantor, to FIDELITY NATIONAL INS CO, as the original trustee, in favor of Wells Fargo Bank, NA., as the original beneficiary, recorded on September 8, 2005, as Instrument No. 2005-005091 of Official Records in the Office of the Recorder of Jefferson County, Oregon {the "Deed of Trust"). The current beneficiary is: Wells Fargo Bank, NA., (the "Beneficiary"). APN: 7129 THE LAND REFERRED TO IN THIS GUARANTEE IS SITUATED IN THE COUNTY OF JEFFERSON, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS: A tract of land located in Section 22, Township 13 South, Range 12 East of the Willamette Meridian, Jefferson County, Oregon, described as follows: Beginning at an iron rod on the Westerly right of way line of Quail Road, said point being North 318.98 feet and East 5244.05 feet from the Southwest comer of said Section 22, thence South 0§ 31'51" East along said Westerly right of way line 335.31 feet to an iron rod on the Southerly line of said Section 22; thence North 89§ 48' 22" West along said Southerly line 1289.58 feet to the Westerly line of the Southeast quarter of the Southeast quarter of said Section 22 and an iron rod; thence North 0§ 39' 56" West along said Westerly line 330.98 feet to an iron rod; thence East 1290.34 feet to the point of beginning. Commonly known as: 14984 QUAIL ROAD SW, CROOKEDRIVERRANCH, OR
    Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default(s) for which the foreclosure is made is that the grantor(s): failed to pay payments which became due; together with late charges due; together with other fees and expenses incurred by the Beneficiary; and which defaulted amounts total: $8,098.44 as of July 29,2011.
    By this reason of said default the Beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $161,499.48 together with interest thereon at the rate of 5.62500% per annum from January 1, 2011 until paid; plus all accrued late charges thereon, and all Trustee's fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said deed of trust.
    Whereof, notice hereby is given that FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee under the Deed of Trust will on December 14, 2011 at the hour of 11:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, at the Jefferson County Courthouse, in the Main Lobby, 75 S.E. "C" Street, Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution of the Deed of Trust, together with any interest which the grantor or his successor(s) in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the Beneficiary of the entire amount then due {other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee's or attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Deed of Trust, at any time prior to five days before the date last set for sale.
    FOR FURTHER INFORMATION, PLEASE CONTACT FIDELITY NATIONAL TITLE INSURANCE COMPANY, 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 FOR SALE INFORMATION CALL: 714.730.2727 Website for Trustee's Sale Information: www.lpsasap.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said Deed of Trust, the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: August 1, 2011 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee Michael Busby, Authorized Signature ASAP# 4070007 08/24/2011, 08/31/2011, 09/07/2011, 09/14/2011
   Publish: August 24, 31, September 7, 14, 2011
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by GREGORY PAPADAKIS, AND TERRI PAPADAKIS, AS TENANTS BY THE ENTIRETY, as grantor(s), to RECON TRUST COMPANY, N.A., as Trustee, in favor of COUNTRYWIDE HOME LOANS, INC., as Beneficiary, dated 08/17/2006, recorded 08/28/2006, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2006-005257, and subsequently assigned to CITIMORTGAGE, INC. by Assignment recorded 05/26/2010 in Book/Reel/Volume No. at Page No. as Recorder's fee/file/instrument/microfilm/reception No. 20101901, covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A TRACT OF LAND LOCATED IN THE NORTHWEST QUARTER IN SECTION 26, TOWNSHIP 13 SOUTH, RANGE 12 EAST, OF THE WILLAMETTE MERIDIAN, JEFFERSON COUNTY, OREGON DESCRIBED AS FOLLOWS, TO WIT: BEGINNING AT AN IRON ROD ON THE NORTHERLY RIGHT OF WAY OF RAINBOW DRIVE, SAID POINT BEING NORTH 2228.03 FEET AND EAST 527.72 FEET FROM THE SOUTHWEST CORNER OF SAID SECTION 26; THENCE NORTH 82 DEGREES 44' 52" EAST ALONG SAID NORTHERLY RIGHT OF WAY 85.89 FEET; THENCE CONTINUING ALONG SAID NORTHERLY RIGHT OF WAY NORTH 84 DEGREES 01' 42" EAST 366.75 FEET; THENCE NORTH 490.85 FEET; THENCE SOUTH 89 DEGREES 15' 41" WEST 450.00 FEET; THENCE SOUTH 534.05 FEET TO THE POINT OF BEGINNING. (LOT 40, BLOCK 39, C.R.R. PHASE 02) PROPERTY ADDRESS: 14877 SW RAINBOW ROAD TERREBONNE, OR 97760
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,693.23 beginning 07/01/2008; plus late charges of $84.66 each month beginning with the 07/01/2008 payment plus prior accrued late charges of $-253.98; plus advances of $495.75; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $269,225.48 with interest thereon at the rate of 6.25 percent per annum beginning 06/01/2008 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, November 14, 2011 at the hour of 10:00 AM in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: July 11, 2011 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA. 93063 (800) 281-8219 (TS# 09-0032443) 1006.53402-FEI
   Publish: August 24, 31, September 7, 14, 2011
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by STEPHEN T THILL AND PENNY L THILL, as grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY OF OREGON, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 01/12/2006, recorded 01/20/2006, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2006-000340, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CWMBS, INC., ALTERNATIVE LOAN TRUST 2006-OA1, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-OA1 by Assignment recorded 07/07/2011 in Book/Reel/Volume No. at Page No. as Recorder's fee/file/instrument/microfilm/reception No. 2011-2111, covering the following described real property situated in said county and state, to wit: LOT 83, CANYON VIEW SUBDIVISION, JEFFERSON COUNTY, OREGON. PROPERTY ADDRESS: 2215 SE SAGEBRUSH DR MADRAS, OR 97741
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,076.05 beginning 04/01/2009; plus late charges of $42.88 each month beginning with the 04/01/2009 payment plus prior accrued late charges of $-128.64; plus advances of $185.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $215,413.36 with interest thereon at the rate of 5 percent per annum beginning 03/01/2009 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, November 14, 2011 at the hour of 10:00 AM in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: July 11, 2011 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA. 93063 (800) 281-8219 (TS# 11-0050427) 1006.139527-FEI
   Publish: August 24, 31, September 7, 14, 2011
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by DEREK M MCGAUGHY AND SHEILA G MCGAUGHY, HUSBAND AND WIFE, as grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY OF OREGON, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 04/11/2006, recorded 04/14/2006, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2006-002212, and subsequently assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING LP by Assignment recorded 07/14/2011 in Book/Reel/Volume No. At Page No. As Recorder's fee/file/instrument/microfilm/reception No. 2011-2178 covering the following described real property situated in said county and state, to wit: LOT 79, CROOKED RIVER RANCH NO. 3, JEFFERSON COUNTY, OREGON. PROPERTY ADDRESS: 14808 SW PONY TRAIL TERRENBONNE, OR 97760
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $984.12 beginning 04/01/2011; plus late charges of $41.43 each month beginning with the 04/01/2011 payment plus prior accrued late charges of $-82.86; plus advances of $0.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $124,392.18 with interest thereon at the rate of 6.375 percent per annum beginning 03/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Monday, November 21, 2011 at the hour of 10:00 AM in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying to the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: July 18, 2011 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 11-0055776) 1006.139847-FEI
   Publish: August 31, September 7, 14, 21, 2011
    TRUSTEE'S NOTICE OF SALE Loan No: xxx7107 T.S. No.: 1333397-09. Reference is made to that certain deed made by Carol Lynn Hawke, as Grantor to Jefferson County Title, as Trustee, in favor of M&t Mortgage Corporation, as Beneficiary, dated October 09, 2002, recorded October 28, 2002, in official records of Jefferson, Oregon in book/reel/volume No. xx at page No. xx, fee/file/Instrument/microfilm/reception No. 2002-4918* covering the following described real property situated in said County and State, to-wit: A tract of land located in Section 34, Township 13 South, Range 12 East of the Willamette Meridian, Jefferson. County, Oregon, described as follows: Beginning on an iron rod on the Easterly right of way of Dove Road; said point being 1323.84 feet South and 2999.44 feet West of the Northeast corner of said Section 34; thence North 5ø40'51" East along said right of way 93.22 feet; thence continuing along said right on the arc of a 522.60 foot radius curve to the left 308.94 feet; thence continuing along said right of way North 28ø11'26" West for a distance of 40.00 feet; thence North 82ø26'16" East a distance of 509.25 feet; thence South 13ø16'15" East a distance of 556.04 feet; thence North 8510'33" West a distance of 565.35 feet to the point of beginning. *loan mod recorded on 09/04/2009 doc# 2009-003180 Commonly known as: 16185 Sw Dove Road Crooked River Ranch Or 97760.
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor's: Failure to pay the monthly payment due april 1, 2011 of principal and interest and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. Monthly payment $817.16 Monthly Late Charge $30.09.
    By this reason of said default the beneficiary has declared all obligations secured by said Deed of Trust immediately due and payable, said sums being the following, to-wit; The sum of $136,288.59 together with interest thereon at 4.250% per annum from March 01, 2011 until paid; plus all accrued late charges thereon; and all trustee's fees, foreclosure costs and any sums advance by the beneficiary pursuant to the terms and conditions of the said deed of trust.
    Whereof, notice hereby is given that, Cal-Western Reconveyance Corporation the undersigned trustee will on December 12, 2011 at the hour of 1:00pm, Standard of Time, as established by Section 187.110, Oregon Revised Statutes, At the "C" Street entrance to Jefferson county courthouse 75 S.E. "C" Street City of Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expense of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and "beneficiary" includes their respective successors in interest, if any. Dated: August 04, 2011. Cal-Western Reconveyance Corporation 525 East Main Street P.O. Box 22004 El Cajon Ca 92022-9004 Cal-Western Reconveyance Corporation Signature/By: Tammy Laird R-389098 09/07/11, 09/14, 09/21, 09/28
   Publish: September 7, 14, 21, 28, 2011
   
    TRUSTEE'S NOTICE OF SALE
    Reference is made to that certain Trust Deed made by Steve Cook and Nancy Cook, husband and wife, as Grantors, to First American Title Insurance Company of Oregon, as Trustee, in favor of Neil A. Steadman and Gail Steadman, Trustees of the Steadman 1993 Family Trust dated June 25, 1993, as Beneficiaries, dated November 8, 2007, recorded November 9, 2007, as Instrument No. 2007-005586, Records of Jefferson County, Oregon, covering the following described real property situated in Jefferson County, Oregon, to-wit:
   Lot 42, CROOKED RIVER RANCH, No. 16, Jefferson County, Oregon. Commonly referred to as 13735 SW Commercial Loop Rd., Terrebonne, OR 97760.
    Brian J. MacRitchie of Hurley Re, P.C., 747 SW Mill View Way, Bend, OR 97702, was appointed Successor Trustee by the Beneficiary on June 3, 2011.
    Both the Beneficiaries and Trustee have elected to sell the said real property to satisfy the obligations secured by said Deed of Trust and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is Grantors' failure to pay when due the following sums:
    Failure to make the monthly payments of $1,480.00 for the months of March 1, 2010 through June 1, 2011, for a total of $23,680.00, plus late fees in the amount of $2,368.00, and unpaid property taxes, if any.
    By reason of said default the Beneficiaries have declared all sums owing on the obligation secured by said Deed of Trust immediately due and payable, said sums being the following, to-wit:
    The principal sum of $148,000.00, plus accrued interest in the sum of $23,680.00, plus interest continuing to accrue at the rate of 12% per annum from June 1, 2011, until paid, plus late fees in the amount of $2,368.00, plus any unpaid property taxes, plus attorney=s fees, foreclosure costs, and sums advanced by the beneficiaries pursuant to the terms of said Trust Deed.
    WHEREFORE, notice is hereby given that the undersigned Trustee will on November 3, 2011, at the hour of 11:00 o'clock, A.M., in accord with the standard of time established by ORS 187.110, on the front steps of the Jefferson County Courthouse, 75 SE C Street, in the City of Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantors have or had power to convey at the time of the execution by Grantors of the said Deed of Trust, together with any interest which the obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five (5) days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Deed of Trust reinstated by payment to the Beneficiaries of the entire amount then due (other than such portion of the principal and interest as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or Deed of Trust, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust, together with Trustee=s and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    In construing this Notice, the singular includes the plural, the word AGrantors includes any successor in interest to the Grantors as well as any other person owing an obligation, the performance of which is secured by said Deed of Trust, and the words ATrustee and ABeneficiaries include their respective successors in interest, if any.
   DATED: June 17, 2011 ________________________________
   Brian J. MacRitchie, Successor Trustee
   Hurley Re, P.C.
   747 SW Mill View Way
   Bend, OR 97702
   Telephone: 541-317-5505
   Publish: September 7, 14, 21, 28, 2011
   TRUSTEE'S NOTICE OF SALE
    The Trust Deed to be foreclosed pursuant to Oregon law is referred to as follows (the "Trust Deed"):
    1. TRUST DEED INFORMATION:
   Grantor: Frank E. Morton
   Beneficiary: Columbia State Bank successor in interest
    to Columbia River Bank
   Trustee: First Oregon Title Company
   Successor Trustee: Heather J. Hepburn
    360 SW Bond Street, Suite 400
    Bend, OR 97702
    (541) 749-4044
   Recording Date: February 8, 2007
   Recording Reference: Document No. 2007-000766
   County of Recording: Jefferson
    The Trust Deed was modified by the following modifications:
   Partial Reconveyance recorded December 5. 2007 as Document No. 2007-005925; and Modification of Deed of Trust recorded December 20, 2007 as Document No. 2007-006111; and Partial Reconveyance recorded January 3, 2008 as Document No. 2008-000019; and Modification of Deed of Trust recorded August 7, 2009 as Document No. 2009-002822.
    2. LEGAL DESCRIPTION OF PROPERTY (the "Property"):
   LOTS 5, 6, 7, 8, 9, 21 AND 22 OF BLOCK 15, DEPOT ADDITION TO THE CITY OF MADRAS, JEFFERSON COUNTY, OREGON
    3. DEFAULT: The Grantor or any other person owing an obligation, the performance of which is secured by the Trust Deed, is in default and the Beneficiary seeks to foreclose the Trust Deed. The default for which foreclosure is made is Grantor's failure to do the following:
    1. Failure to make monthly payments on Note No. 1, of $649.74 beginning November 1, 2010 and continuing through the payment due May 1, 2011;
    2. Failure to make monthly payments on Note No. 2, of $1,186.26 beginning February 25, 2011 and continuing through the payment due April 25, 2011;
    3. Failure to pay when due real property taxes for the years 2009-10 and 2010-11, plus interest and penalties.
    4. AMOUNT DUE: By reason of the default just described, the Beneficiary has declared all sums owing on the obligation secured by the Trust Deed immediately due and payable, those sums being the following:
    On Note No. 1: principal balance of $98,093.13, together with unpaid interest of $7,033.19 through April 18, 2011, late fees of $324.38, appraisal fees of $600.00, title fees of $400.00, Environmental fees of $2,750.00, legal fees of $703.32, Trustee's fees, attorney's fees, costs of foreclosure and any sums advanced by the Beneficiary pursuant to the terms of the Trust Deed. Interest continues to accrue on the unpaid principal balance at the rate of 18.0% per annum from April 19, 2011, until paid.
    On Note No. 2: principal balance of $159,492.40, together with unpaid interest of $2,574.38 through April 18, 2011, late fees of $177.93, appraisal fees of $750.00, title fees of $400.00, Trustee's fees, attorney's fees, costs of foreclosure and any sums advanced by the Beneficiary pursuant to the terms of the Trust Deed. Interest continues to accrue on the unpaid principal balance at the rate of 7.0% per annum from April 19, 2011, until paid.
    5. ELECTION TO SELL: The Beneficiary hereby elects to foreclose the Trust Deed by advertisement and sale as provided under ORS 86.705 to 86.795, and to cause the property to be sold at public auction to the highest bidder for cash, the Grantor's interest in the described property which the Grantor had, or had the power to convey, at the time of the execution by the Grantor of the Trust Deed, together with any interest the Grantor or Grantor's successor in interest acquired after the execution of the Trust Deed, to satisfy the obligations secured by the Trust Deed, including the expenses of the sale, compensation of the Trustee as provided by law and the reasonable fees of the Trustee's attorneys.
    6. DATE AND TIME OF SALE:
   Date: October 17, 2011
   Time: 11:15 A.M. (in accord with the standard of time established by ORS 187.110)
   Location: Main Lobby of the Jefferson County Courthouse
    75 SE C Street, Madras, OR 97740
    7. RIGHT TO REINSTATE: Any person named in ORS 86.753 has the right, at any time prior to five days before the Trustee conducts the sale, to have this foreclosure dismissed and the Trust Deed reinstated by doing all of the following:
    a. payment to the Beneficiary of the entire amount then due, other than such portion of the principal as would not then be due had no default occurred;
    b. curing any other default that is capable of being cured, by tendering the performance required under the obligation or Trust Deed; and
    c. paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with the Trustee's and attorney's fees not exceeding the amount provided in ORS 86.753.
    8. NOTICE FOR PROPERTIES INCLUDING ONE OR MORE DWELLING UNITS:
    NOTICE TO RESIDENTIAL TENANTS
    The property in which you are living is in foreclosure. A foreclosure sale is scheduled for October 3, 2011. Unless the lender who is foreclosing on this property is paid, the foreclosure will go through and someone new will own this property.
    The following information applies to you only if you occupy and rent this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a residential tenant.
    If the foreclosure goes through, the business or individual who buys this property at the foreclosure sale has the right to require you to move out. The buyer must first give you an eviction notice in writing that specifies the date by which you must move out.
    The buyer may not give you this notice until after the foreclosure sale happens. If you do not leave before the move-out date, the buyer can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing.
    FEDERAL LAW REQUIRES YOU TO BE NOTIFIED
   IF YOU ARE OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING UNDER A LEGITIMATE RENTAL AGREEMENT, FEDERAL LAW REQUIRES THE BUYER TO GIVE YOU NOTICE IN WRITING A CERTAIN NUMBER OF DAYS BEFORE THE BUYER CAN REQUIRE YOU TO MOVE OUT. THE FEDERAL LAW THAT REQUIRES THE BUYER TO GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL DECEMBER 31, 2014.
    Under federal law, the buyer must give you at least 90 days' notice in writing before requiring you to move out. If you are renting this property under a fixed-term lease (for example, a six-month or one-year lease), you may stay until the end of your lease term. If the buyer wants to move in and use this property as the buyer's primary residence, the buyer can give you written notice and require you to move out after 90 days, even if you have a fixed-term lease with more than 90 days left.
    STATE LAW NOTIFICATION REQUIREMENTS
   IF THE FEDERAL LAW DOES NOT APPLY, STATE LAW STILL REQUIRES THE BUYER TO GIVE YOU NOTICE IN WRITING BEFORE REQUIRING YOU TO MOVE OUT IF YOU ARE OCCUPYING AND RENTING THE PROPERTY AS A TENANT IN GOOD FAITH. EVEN IF THE FEDERAL LAW REQUIREMENT IS NO LONGER EFFECTIVE AFTER DECEMBER 31, 2012, THE REQUIREMENT UNDER STATE LAW STILL APPLIES TO YOUR SITUATION.
    Under state law, if you have a fixed-term lease (for example, a six-month or one-year lease), the buyer must give you at least 60 days' notice in writing before requiring you to move out. If the buyer wants to move in and use this property as the buyer's primary residence, the buyer can give you written notice and require you to move out after 30 days, even if you have a fixed-term lease with more than 30 days left.
    If you are renting under a month-to-month or week-to-week rental agreement, the buyer must give you at least 30 days' notice in writing before requiring you to move out.
    IMPORTANT: For the buyer to be required to give you notice under state law, you must prove to the business or individual who is handling the foreclosure sale that you are occupying and renting this property as a residential dwelling under a legitimate rental agreement. The name and address of the business or individual who is handling the foreclosure sale is shown on this notice under the heading "TRUSTEE". You must mail or deliver your proof not later than September 3, 2011 (30 days before the date first set for the foreclosure sale). Your proof must be in writing and should be a copy of your rental agreement or lease. If you do not have a written rental agreement or lease, you can provide other proof, such as receipts for rent you paid.
    ABOUT YOUR SECURITY DEPOSIT
    Under state law, you may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord.
    ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE
    The business or individual who buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out. You should contact the buyer to discuss that possibility if you would like to stay. Under state law, if the buyer accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the buyer becomes your new landlord and must maintain the property. Otherwise, the buyer is not your landlord and is not responsible for maintaining the property on your behalf and you must move out by the date the buyer specifies in a notice to you.
    YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD TO ANOTHER BUSINESS OR INDIVIDUAL OR UNTIL A COURT OR A LENDER TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. AS EXPLAINED ABOVE, YOU MAY BE ABLE TO APPLY A DEPOSIT YOU MADE OR PREPAID RENT YOU PAID AGAINST YOUR CURRENT RENT OBLIGATION. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE AND OF ANY NOTICE YOU GIVE OR RECEIVE CONCERNING THE APPLICATION OF YOUR DEPOSIT OR YOUR PREPAID RENT.
    IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR HOME WITHOUT FIRST GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU MAY WISH TO CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice.
    If you believe you need legal assistance with this matter, you may contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is 503-684-3763 or toll-free in Oregon at 800-452-7636 or you may visit its website at: www.osbar.org. If you have a low income and meet federal poverty guidelines, you may be eligible for free legal assistance. Contact information and a directory of legal aid programs for where you can obtain free legal assistance is available at http://www.oregonlawhelp.org.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "Grantor" includes any successor in interest to the Grantor as well as any other person owing an obligation, the performance of which is secured by the Trust Deed, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any.
   DATED: June 15, 2011.
   /s/ Heather J. Hepburn
   Heather J. Hepburn, Successor Trustee
   Publish: August 31, September 7, 14, 21, 2011
   TRUSTEE'S NOTICE OF SALE
    Reference is made to that certain trust deed made by Marilyn A. Gibbs, Grantor(s), to Amerititle trustee, in favor of Mortgage Electronic Registration Systems, Inc. (MERS) solely as nominee for First Franklin Financial Corp., an Op. Sub. Of MLB&T Co., FSB, as beneficiary, recorded 5/23/2007, in the Records of Jefferson County, Oregon as Instrument No. 2007-002737, which was subsequently assigned to U.S. Bank, National Association, as Trustee for Merrill Lynch Mortgage Investors Trust, Series 200-NP1 on 08/15/2011 under Instrument No. 2011-2491, and Katrina E. Glogowski, Glogowski Law Firm, PLLC being the successor trustee, covering the following described real property situated in the above-mentioned county and state, to wit: APN: #11719; Parcel 2 of Partition Plat No. 1997-05, located in the South half of the Northwest quarter of the Southeast quarter of Section 36, Township 12 South, Range 12 East of the Willamette Meridian, Jefferson County, Oregon; Commonly known as 10630 SW Mintken Ln, Culver, OR 97734.
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to section 86.753(3) of Oregon Revised Statutes. The default for which foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $2849.08 beginning on 4/1/2011; plus late charges of $569.80; plus advances of $0.00; together with title expenses, costs, trustee's fees and attorneys' fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    By reason of said default the beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $387830.44 together with interest thereon at the rate of 7.900% per annum from 4/1/2011 until paid; plus advances of $0.00; together with title expenses, costs, trustee's fees and attorneys' fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    Whereof, notice is hereby given that Katrina E. Glogowski, Glogowski Law Firm, PLLC, the undersigned trustee will on 12/20/2011 at the hour of 11:00 am standard time, as established by ORS 187.110, at the in the Main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, OR, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in ORS 86.753 has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale. Notice is hereby given that reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must comply with that statute.
    Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the sale status and the opening bid. In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and "beneficiary" include their respective successors in interest, if any. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. DATED: August 11, 2011 By Katrina E. Glogowski, Glogowski Law Firm, PLLC Successor Trustee 2505 Third Ave Ste 100 Seattle, WA 98121 (206) 903-9966
   Publish: September 14, 21, 28, October 5, 2011