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6-6-12 Trustee's Notices

Loan No. 311051
   Trustee No. 40016.194/ATV
   Successor Trustee: Julie B. Hamilton
   TRUSTEE'S NOTICE OF SALE
   Pursuant to O.R.S. 86.705, et seq. and O.R.S. 79.5010, et seq.
    Reference is made to that certain trust deed made, executed, and delivered by Benjamin and Cassie Cavallaro, husband and wife, as grantor, to Jefferson County Title, as trustee, to secure certain obligations in favor of Eagle Home Mortgage, Inc., a Washington corporation, as beneficiary, dated September 8, 2006, and recorded on September 13, 2006, in the Mortgage records of Jefferson County, Oregon, under File No. 2006-005599. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by Oregon Housing and Community Services Department, State of Oregon by assignment of deed of trust recorded on December 13, 2006, in the Mortgage records of Jefferson County, Oregon under File No. 2006-007364. Said Trust Deed encumbers the following described real property situated in said county and state, to-wit:
   LOT 111, CROOKED RIVER RANCH NO. 8, JEFFERSON COUNTY, OREGON;
    The street address or other common designation, if any, of the real property described above is purported to be:
   13592 Southwest Canyon Drive, Terrebonne, Oregon 97760
   The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation.
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3). The default for which the foreclosure is made is grantor's failure to pay when due, the following sums:
   3 Monthly payments of $1,243.56 due from 10/1/2011 through 12/1/2011: $3,730.68
   3 Late charges of $48.33 due on payments past due from 10/1/2011, through 12/1/2011: $144.99
   3 Monthly payments of $1,296.30 due from 1/1/2012, through 3/1/2012: $3,888.90
   2 Late charges of $48.33 due on payments past due from 1/1/2012, through 2/1/2012: $96.66
   Advances by Lender:
   Additional Late Charge Balance: $1,129.09
   Non-Sufficient Funds Charge: $40.00
   Property Inspection Fees: $24.00
   Sub-Total of Monthly Payments, Late Charges, and Advances in arrears: $9,054.32
    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and deed of trust, the beneficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums. These requirements for reinstatement should be confirmed by contacting the undersigned Trustee.
    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following:
   UNPAID PRINCIPAL BALANCE OF $148,095.04, AS OF SEPTEMBER 1, 2011, PLUS, FROM THAT DATE UNTIL PAID, ACCRUED AND ACCRUING INTEREST AT THE RATE OF 6.150% PER ANNUM, PLUS ANY LATE CHARGES, ESCROW ADVANCES, FORECLOSURE COSTS, TRUSTEE'S FEES, ATTORNEYS' FEES, SUMS REQUIRED FOR PROTECTION OF THE PROPERTY AND ADDITIONAL SUMS SECURED BY THE TRUST DEED.
    WHEREFORE, notice hereby is given that the undersigned trustee will, on July 20, 2012, at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the front entrance of Jefferson County Courthouse, 75 SE C Street, City of Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash, the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees. Notice is also given that any person named in ORS 86.753 has the right to bring a court action to assert the non-existence of a default or any other defense to acceleration and sale.
    NOTICE TO RESIDENTIAL TENANTS
    The property in which you are living is in foreclosure. A foreclosure sale is scheduled for July 20, 2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place.
   The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The in-formation does not apply to you if you own this property or if you are not a bona fide resi-dential tenant.
    If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing.
   PROTECTION FROM EVICTION
    IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR: THE REMAINDER OF YOUR FIXED TERM LEASE, IF YOU HAVE A FIXED TERM LEASE; OR
   AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN A WRITTEN TERMINATION NOTICE.
    If the new owner wants to move in and use this property as a primary residence, the new owner can give you written notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left.
   You must be provided with at least 90 days' written notice after the foreclosure sale be-fore you can be required to move.
   A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement: Is the result of an arm's-length transaction; Requires the payment of rent that is not substantially less than fair market rent for the property, unless the rent is reduced or subsidized due to a federal, state or local subsidy; and
   Was entered into prior to the date of the foreclosure sale.
   ABOUT YOUR TENANCY
   BETWEEN NOW AND THE FORECLOSURE SALE:
   RENT
    YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE.
   SECURITY DEPOSIT
    You may apply your security deposit and any rent you paid in advance against the cur-rent rent you owe your landlord as provided in ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord.
   ABOUT YOUR TENANCY
   AFTER THE FORECLOSURE SALE
    The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner's name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise: You do not owe rent; The new owner is not your landlord and is not responsible for maintaining the property on your behalf; and You must move out by the date the new owner specifies in a notice to you.
    The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy.
   IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State Bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is listed below. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. For free legal assistance, contact the Oregon State Bar and ask for the Legal Aid Services.
   OREGON STATE BAR CONTACT INFORMATION
   Oregon State Bar
   P.O. Box 231935
   Tigard, OR
   97281-1935
   Tel (in Oregon): (800) 452-8260
   Tel (outside Oregon): (503) 620-0222
   E-mail: info
   Website: www.osbar.org
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.
    THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION WILL BE USED FOR THAT PURPOSE. UNLESS YOU NOTIFY US WITHIN 30 DAYS AFTER RECEIVING THIS LETTER THAT YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION OF IT, WE WILL ASSUME THE DEBT IS VALID. IF YOU NOTIFY US, IN WRITING WITHIN 30 DAYS AFTER RECEIPT OF THIS LETTER THAT YOU DO DISPUTE THE DEBT OR ANY PORTION OF IT, WE WILL PROVIDE VERIFICATION BY MAILING YOU A COPY OF THE RECORDS. IF YOU SO REQUEST, IN WRITING, WITHIN 30 DAYS AFTER RECEIPT OF THIS NOTICE, WE WILL PROVIDE YOU WITH THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR IF DIFFERENT FROM THE CURRENT CREDITOR.
    THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
   Sale status may be accessed at http://ts.hcmp.com.
   DATED this 9th day of March, 2012.
    SUCCESSOR TRUSTEE:
   
   JULIE B. HAMILTON, Oregon Bar #092650
   c/o Hillis Clark Martin & Peterson P.S.
   1221 Second Avenue, Suite 500
   Seattle, Washington 98101-2925
   Telephone: (206) 623-1745
   Publish: June 6, 13, 20, 27, 2012
    TRUSTEE'S NOTICE OF SALE Loan No: xxxxxx5261 T.S. No.: 1356036-09. Reference is made to that certain deed made by Steven S Lyman, as Grantor to First Oregon Title Company, as Trustee, in favor of National City Bank of Indiana, as Beneficiary, dated December 16, 2005, recorded December 21, 2005, in official records of Jefferson, Oregon in book/reel/volume No. xx at page No. xx, fee/file/Instrument/microfilm/reception No. 2005-007454 covering the following described real property situated in said County and State, to-wit: Lot 8, crooked river ranch no. 7, Jefferson county oregon. Commonly known as: 13063 Sw Cinder Dr Crooked River Ranch Or 97760.
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default for which the foreclosure is made is the grantor's: Failure to pay the monthly payment due november 1, 2011 of principal, interest and impounds and subsequent installments due thereafter; plus late charges; together with all subsequent sums advanced by beneficiary pursuant to the terms and conditions of said deed of trust. Monthly payment $955.12 Monthly Late Charge $38.20.
    By this reason of said default the beneficiary has declared all obligations secured by said Deed of Trust immediately due and payable, said sums being the following, to-wit; The sum of $126,773.82 together with interest thereon at 6.000% per annum from October 01, 2011 until paid; plus all accrued late charges thereon; and all trustee's fees, foreclosure costs and any sums advance by the beneficiary pursuant to the terms and conditions of the said deed of trust.
    Whereof, notice hereby is given that, Cal-Western Reconveyance Corporation the undersigned trustee will on July 02, 2012 at the hour of 1:00pm, Standard of Time, as established by Section 187.110, Oregon Revised Statutes, At the "c" street entrance to jefferson county courthouse 75 S.e. "c" Street City of Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expense of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, trustee's and attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or trust deed, at any time prior to five days before the date last set for sale.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said trust deed, the words "trustee" and "beneficiary" includes their respective successors in interest, if any. Dated: February 24, 2012. Cal-Western Reconveyance Corporation 525 East Main Street P.O. Box 22004 El Cajon Ca 92022-9004 Cal-Western Reconveyance Corporation Signature/By: Tammy Laird R-405451 05/30/12, 06/06, 06/13, 06/20
   Publish: May 30, June 6, 13, 20, 2012
    TRUSTEE'S NOTICE OF SALE Pursuant to O.R.S. 86.705 et seq. and O.R.S. 79.5010, et seq. Trustee's Sale No. 09-ALT-001982 NOTICE TO BORROWER: YOU SHOULD BE AWARE THAT THE UNDERSIGNED IS ATTEMPTING TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Reference is made to that certain Deed of Trust made by, LAUREL VENA HALL, AN UNMARRIED WOMAN, as grantor, to FIRST AMERICAN TITLE, as Trustee, in favor of NEW CENTURY MORTGAGE CORPORATION, as beneficiary, dated 5/13/2002, recorded 5/20/2002, under Instrument No. 2002-2290, records of JEFFERSON County, OREGON. The beneficial interest under said Trust Deed and the obligations secured thereby are presently held by DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR NEW CENTURY HOME EQUITY LOAN TRUST, SERIES 2003-2, ASSET BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-2. Said Trust Deed encumbers the following described real property situated in said county and state, to-wit: PARCEL 1: Beginning at the Southeast comer of the Northeast quarter of Section 3, Township 11 South, Range 13 East of Willamette Meridian, Jefferson County, Oregon; thence South 65§ West a distance of 558 feet and being the Point of Beginning of this description of this tract; thence North 380 feet to a point; thence North 58§ West 234.5 feet to a point; thence South 63§ West a distance of 129.67 feet to a point; thence South 32§ East 463 feet to the Point of Beginning.
    EXCEPTING THEREFROM the following described tract: All of a certain tract and parcel of land lying and being located in the Southeast quarter of the Northeast quarter of the Northeast quarter of the Southeast quarter of Section 3, Township 11 South, Range 13 East of the Willamette Meridian, Jefferson County, Oregon, and more particularly described as follows: Beginning at a point 558 feet South 65§ West of the East quarter corner Section 3, Township 11 South, Range 13 East of the Willamette Meridian; thence North 33§ 42' West 248.3 feet; thence North 56§ 18' East 165.2 feet; thence South 290.2 feet to the Point of beginning.
    FURTHER EXCEPTING: All of a certain tract or parcel of land lying and being located in the Southeast quarter of the Northeast quarter of Section 3, Township 11 South, Range 13 East of the Willamette Meridian, Jefferson County, Oregon, more particularly described as follows: Commencing at a point 558 feet South 65§ West of the East quarter corner of Section 3, Township 11 South, Range 13 East of the Willamette Meridian; thence North 33§ 42' West 288.3 feet the True Point of Beginning of this description; thence South 33§ 42' East 40 feet; thence North 56§ 18' East 165 feet; thence North to a point that lies North 56§ 18' East of the True Point of Beginning of this description; thence South 56§ 18' West to the True Point of Beginning of this description. PARCEL 2: That certain triangle, tract or parcel of land lying and being located in the Southeast quarter of the Northeast quarter of Section 3, Township 11 South, Range 13 East of the Willamette Meridian, Jefferson County, Oregon, which is more particularly bounded and described as follows: 1. The Westerly boundary of said tract is the Easterly boundary of County Road No. 561. 2. Said tract lies West of a line more particularly described as follows: Commencing at the Southeast corner of the Northeast quarter of Section 3; thence South 65§ West a distance of 558 feet; thence North 380 feet to a point; thence North 58§ West 234.5 feet to a point which is the True Point of Beginning of the line; which forms the Easterly boundary of said tract; thence South 63§ West a distance of 129.67 feet to the Easterly right of way line of County Road No. 561. 3. Northerly boundary of said tract is a section of a line described as follows: Beginning at a point South 0§ 52' East 273.23 feet from the East quarter corner of Section 3; thence North 65§ 55' West 92.85 feet; thence North 47§ 03' West 629.81 feet; thence North 56§ 58' West 156.62 feet; thence North 61§ 41' West 227.49 feet; thence South 84§ 25' West 55.78 feet. The street address or other common designation, if any, of the real property described above is purported to be: 527 NORTHWEST GLASS DRIVE MADRAS, OR 97741
    The undersigned Trustee disclaims any liability for any incorrectness of the above street address or other common designation. Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due, the following sums: Amount due as of May 21, 2012 Delinquent Payments from October 01, 2011 8 payments at $302.15 each $2,417.20 (10-01-11 through 05-21-12) Late Charges: $120.88 Beneficiary Advances: $1,979.18 Suspense Credit: $-26.40 TOTAL: $4,490.85
    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and deed of trust, the beneficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums. These requirements for reinstatement should be confirmed by contacting the undersigned Trustee.
    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following: UNPAID PRINCIPAL BALANCE OF $41,439.43, PLUS interest thereon at 6.17273% per annum from 9/1/2011, until paid, together with escrow advances, foreclosure costs, trustee fees, attorney fees, sums required for the protection of the property and additional sums secured by the Deed of Trust.
    WHEREFORE, notice hereby is given that the undersigned trustee, will on September 21, 2012, at the hour of 11:00 AM, in accord with the standard of time established by ORS 187.110, at AT THE JEFFERSON COUNTY COURTHOUSE IN THE MAIN LOBBY, 75 S.E. "C" STREET, MADRAS, County of JEFFERSON, State of OREGON, sell at public auction to the highest bidder for cash, the interest in the said described property which the grantor had, or had the power to convey, at the time of the execution by him of the said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to be heard as to those objections if they bring a lawsuit to restrain the same.
    NOTICE TO RESIDENTIAL TENANTS: The property in which you are living is in foreclosure. A foreclosure sale is scheduled for September 21, 2012. Unless the lender who is foreclosing on this property is paid, the foreclosure will go through and someone new will own this property. The following information applies to you only if you occupy and rent this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a residential tenant. If the foreclosure goes through, the business or individual who buys this property at the foreclosure sale has the right to require you to move out. The buyer must first give you an eviction notice in writing that specifies the date by which you must move out. The buyer may not give you this notice until after the foreclosure sale happens. If you do not leave before the move-out date, the buyer can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing.
    FEDERAL LAW REQUIRES YOU TO BE NOTIFIED IF YOU ARE OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING UNDER A LEGITIMATE RENTAL AGREEMENT, FEDERAL LAW REQUIRES THE BUYER TO GIVE YOU NOTICE IN WRITING A CERTAIN NUMBER OF DAYS BEFORE THE BUYER CAN REQUIRE YOU TO MOVE OUT. THE FEDERAL LAW THAT REQUIRES THE BUYER TO GIVE YOU THIS NOTICE IS EFFECTIVE UNTIL DECEMBER 31, 2012. Under federal law, the buyer must give you at least 90 days notice in writing before requiring you to move out. If you are renting this property under a fixed-term lease (for example, a six-month or one-year lease), you may stay until the end of your lease term. If the buyer wants to move in and use this property as the buyer's primary residence, the buyer can give you written notice and require you to move out after 90 days, even if you have a fixed-term lease with more than 90 days left.
    STATE LAW NOTIFICATION REQUIREMENTS: IF THE FEDERAL LAW DOES NOT APPLY, STATE LAW STILL REQUIRES THE BUYER TO GIVE YOU NOTICE IN WRITING BEFORE REQUIRING YOU TO MOVE OUT IF YOU ARE OCCUPYING AND RENTING THE PROPERTY AS A TENANT IN GOOD FAITH. EVEN IF THE FEDERAL LAW REQUIREMENT IS NO LONGER EFFECTIVE AFTER DECEMBER 31, 2012, THE REQUIREMENT UNDER STATE LAW STILL APPLIES TO YOUR SITUATION.
    Under state law, if you have a fixed-term lease (for example, a six-month or one-year lease), the buyer must give you at least 60 days notice in writing before requiring you to move out. If the buyer wants to move in and use this property as the buyer's primary residence, the buyer can give you written notice and require you to move out after 30 days, even if you have a fixed-term lease with more than 30 days left. If you are renting under a month-to-month or week-to-week rental agreement, the buyer must give you at least 30 days notice in writing before requiring you to move out. IMPORTANT: For the buyer to be required to give you notice under state law, you must prove to the business or individual who is handling the foreclosure sale that you are occupying and renting this property as a residential dwelling under a legitimate rental agreement. The name and address of the business or individual who is handling the foreclosure sale is shown on this notice under the heading "TRUSTEE". You must mail or deliver your proof not later than 8/22/2012 (30 days before the date first set for the foreclosure sale). Your proof must be in writing and should be a copy of your rental agreement or lease. If you do not have a written rental agreement or lease, you can provide other proof, such as receipts for rent you paid.
    ABOUT YOUR SECURITY DEPOSIT Under state law, you may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from you rent payment. You may do this only for the rent you owe you current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord.
    ABOUT YOUR TENANCY AFTER THE FORECLOSURE SALE The business or individual who buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out. You should contact the buyer to discuss that possibility if you would like to stay. Under state law, if the buyer accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the buyer becomes your new landlord and must maintain the property. Otherwise, the buyer is not your landlord and is not responsible for maintaining the property on your behalf and you must move out by the date the buyer specifies in a notice to you.
    YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD TO ANOTHER BUSINESS OR INDIVIDUAL OR UNTIL A COURT OR A LENDER TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. AS EXPLAINED ABOVE, YOU MAY BE ABLE TO APPLY A DEPOSIT YOU MADE OR PREPAID RENT YOU PAID AGAINST YOUR CURRENT RENT OBLIGATION. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE AND OF ANY NOTICE YOU GIVE OR RECEIVE CONCERNING THE APPLICATION OF YOUR DEPOSIT OR YOUR PREPAID RENT. IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR HOME WITHOUT FIRST GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU MAY WISH TO CONSULT A LAWYER.
    If you believe you need legal assistance, contact the Oregon State Bar at 800-452-7636 and ask for lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance may be obtained through Safenet at 800-SAFENET. DATED: 5/21/2012 REGIONAL TRUSTEE SERVICES CORPORATION Trustee By: ANGELIQUE CONNELL, AUTHORIZED AGENT 616 1st Avenue, Suite 500, Seattle, WA 98104 Phone: (206)340-2550 Sale Information: http://www.rtrustee.com A-4248367 05/30/2012, 06/06/2012, 06/13/2012, 06/20/2012
   Publish: May 30, June 6, 13, 20, 2012
    TRUSTEE'S NOTICE OF SALE Loan No: 0222243974 T.S. No.: 11-01740-6 Reference is made to that certain Deed of Trust dated as of January 29, 2003 made by, AVEX MILLER JR AND SANDRA K MILLER, as the original grantor, to FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the original trustee, in favor of WELLS FARGO HOME MORTGAGE, INC., as the original beneficiary, recorded on February 4, 2003, as Instrument No. 2003-000545 of Official Records in the Office of the Recorder of Jefferson County, Oregon (the "Deed of Trust"). The current beneficiary is: Bank of America, National Association, (the "Beneficiary"). APN: 10988 THE LAND REFERRED TO IN THIS GUARANTEE IS SITUATED IN THE COUNTY OF JEFFERSON, STATE OF OREGON, AND IS DESCRIBED AS FOLLOWS: Commencing at the South quarter corner of Section 31, Township 10 South, Range 14 East of the Willamette Meridian, Jefferson County, Oregon, and running North 89§ 39' 15" West 280.00 feet along the South Section line; thence North 00§ 01' 55" West 909.99 feet along the West right of way of a dedicated road to the true point of beginning; thence continuing North 00§ 00' 55" West 164.5 feet along said road right of way; thence North 89§ 39' 15" West 245.00 feet; thence South 00§ 01' 55" East 164.5 feet; thence South 89§ 39' 15 East 245.00 feet to the true point of beginning. The East one-half of the following described property: A parcel of land lying in the Southeast quarter of the Southwest quarter of Section 31, Township 10 South, Range 14 East of the Willamette Meridian, Jefferson County, Oregon, bounded on the East by the Westerly right of way line of Brown Drive, as dedicated on the Plat of Sunset Acres Tract #3; bounded on the North by that certain parcel described in Contract to Kenneth E. Taylor, et ux, recorded October 11, 1976, in Book 12, Page 435 of Miscellaneous Records; bounded on the West by that certain parcel described in Contract to Ralph E. Hausinger, et ux, recorded April 18, 1974, in Book 51, Page 983 of Deed Records; and bounded on the West and South by that certain parcel described in Contract to J. Shelley Brown, et ux, recorded April 18, 1974 in Book 12, Page 227 of Miscellaneous Records. Commonly known as: 1190 BROWN DRIVE NE, MADRAS, OR
    Both the Beneficiary and the Trustee have elected to sell the said real property to satisfy the obligations secured by the Deed of Trust and notice has been recorded pursuant to Section 86.735(3) of Oregon Revised Statutes: the default(s) for which the foreclosure is made is that the grantor(s): failed to pay payments which became due; together with late charges due; together with other fees and expenses incurred by the Beneficiary; and which defaulted amounts total: $18,782.30 as of May 11, 2012. By this reason of said default the Beneficiary has declared all obligations secured by said deed of trust immediately due and payable, said sums being the following, to wit: The sum of $133,615.59 together with interest thereon at the rate of 5.12500% per annum from November 1, 2010 until paid; plus all accrued late charges thereon; and all Trustee's fees, foreclosure costs and any sums advanced by the Beneficiary pursuant to the terms of said deed of trust.
    Whereof, notice hereby is given that FIDELITY NATIONAL TITLE INSURANCE COMPANY, as the duly appointed Trustee under the Deed of Trust will on September 25, 2012 at the hour of 11:00 AM, Standard of Time, as established by section 187.110, Oregon Revised Statues, at the Jefferson County Courthouse, in the Main Lobby, 75 S.E. "C" Street, Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution of the Deed of Trust, together with any interest which the grantor or his successor(s) in interest acquired after the execution of the Deed of Trust, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in Section 86.753 of Oregon Revised Statutes has the right to have the foreclosure proceeding dismissed and the trust deed reinstated by payment to the Beneficiary of the entire amount then due (other than such portion of said principal as would not then be due had no default occurred), together with the costs, Trustee's or attorney's fees and curing any other default complained of in the Notice of Default by tendering the performance required under the obligation or Deed of Trust, at any time prior to five days before the date last set for sale.
    FOR FURTHER INFORMATION, PLEASE CONTACT FIDELITY NATIONAL TITLE INSURANCE COMPANY, 1920 Main Street, Suite 1120, Irvine, CA 92614 949-252-4900 FOR SALE INFORMATION CALL: 714.730.2727 Website for Trustee's Sale Information: www.lpsasap.com In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes plural, the word "grantor" includes any successor in interest to the grantor as well as any other persons owing an obligation, the performance of which is secured by said Deed of Trust, the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: May 22, 2012 FIDELITY NATIONAL TITLE INSURANCE COMPANY, Trustee Michael Busby, Authorized Signature A-4248826 05/30/2012, 06/06/2012, 06/13/2012, 06/20/2012
   Publish: May 30, June 6, 13, 20, 2012
    TRUSTEE'S NOTICE OF SALE File No. 7021.11392 Reference is made to that certain trust deed made by Mark Fraker and Kari Fraker, husband and wife, as grantor, to Amerititle, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender, its successors and assigns, as beneficiary, dated 11/22/02, recorded 11/27/02, in the mortgage records of JEFFERSON County, Oregon, as 2002-5458 and subsequently assigned to Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP fka America's Wholesale Lender by Assignment recorded, covering the following described real property situated in said county and state, to wit: Lot 31, Crooked River Ranch No. 14, Jefferson County, Oregon. PROPERTY ADDRESS: 12040 Southwest Horny Hollow Trail Crooked River Ranch, OR 97760
    Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $657.65 beginning 12/01/11; plus late charges of $26.10 each month beginning 12/16/11; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $103,189.80 with interest thereon at the rate of 2.125 percent per annum beginning 11/01/11; plus late charges of $26.10 each month beginning 12/16/11 until paid; plus prior accrued late charges of $0.00; plus advances of $0.00; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    WHEREFORE, notice hereby is given that the undersigned trustee will on August 24, 2012 at the hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, in the City of Madras, County of JEFFERSON, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal delivery to the trustee's physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender's estimated or actual bid. Lender bid information is also available at the trustee's website, www.northwesttrustee.com.
    Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.
    The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Winston Khan Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 Fraker, Mark (TS# 7021.11392) 1002.213530-File No.
   Publish: May 30, June 6, 13, 20, 2012
    TRUSTEE'S NOTICE OF SALE File No. 7023.100447 Reference is made to that certain trust deed made by Larry R. Fivecoat, as grantor, to Fidelity National Title Insurance Company, as trustee, in favor of Wells Fargo Bank, N.A., as beneficiary, dated 07/26/04, recorded 07/30/04, in the mortgage records of JEFFERSON County, Oregon, as 2004-003401, covering the following described real property situated in said county and state, to wit: Beginning at the West quarter corner of Section 31, Township 10 South, Range 14 East of the Willamette Merdian, Jefferson County, Oregon; thence South 89 degrees 56' East 348.00 feet; thence South 00 degrees 09' West 200.00 feet; thence North 86 degrees 56' West 348.00 feet; thence North 00 degrees 90' East 200.00 feet to the point of beginning. PROPERTY ADDRESS: 1001 NW MEADOWLARK LANE MADRAS, OR 97741
    Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $648.34 beginning 01/01/12 and $651.35 beginning 03/01/12; plus late charges of $26.26 each month beginning 01/16/12; plus prior accrued late charges of $0.00; plus advances of $65.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    By reason of said default the beneficiary has declared all sums owing on the obligation secured by the trust deed immediately due and payable, said sums being the following, to wit: $104,888.33 with interest thereon at the rate of 2.875 percent per annum beginning 12/01/11; plus late charges of $26.26 each month beginning 01/16/12 until paid; plus prior accrued late charges of $0.00; plus advances of $65.00; together with title expense, costs, trustee's fees and attorneys fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable.
    WHEREFORE, notice hereby is given that the undersigned trustee will on August 30, 2012 at the hour of 10:00 o'clock, A.M. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, in the City of Madras, County of JEFFERSON, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that for reinstatement or payoff quotes requested pursuant to ORS 86.757 and 86.759 must be timely communicated in a written request that complies with that statute addressed to the trustee's "Urgent Request Desk" either by personal delivery to the trustee's physical offices (call for address) or by first class, certified mail, return receipt requested, addressed to the trustee's post office box address set forth in this notice. Due to potential conflicts with federal law, persons having no record legal or equitable interest in the subject property will only receive information concerning the lender's estimated or actual bid. Lender bid information is also available at the trustee's website, www.northwesttrustee.com.
    Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    Requests from persons named in ORS 86.753 for reinstatement quotes received less than six days prior to the date set for the trustee's sale will be honored only at the discretion of the beneficiary or if required by the terms of the loan documents. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.
    The trustee's rules of auction may be accessed at www.northwesttrustee.com and are incorporated by this reference. You may also access sale status at www.northwesttrustee.com and www.USA-Foreclosure.com. For further information, please contact: Kathy Taggart Northwest Trustee Services, Inc. P.O. Box 997 Bellevue, WA 98009-0997 (425)586-1900 FIVECOAT, LARRY R. (TS# 7023.100447) 1002.214230-File No.
   Publish: May 30, June 6, 13, 20, 2012