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8-29-12 Trustee's Notices

TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by FRANCISCO SAENZ, A SINGLE MAN, as grantor(s), to FIRST AMERICAN TITLE INSURANCE COMPANY, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 09/21/2006, recorded 09/22/2006, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2006-005782, and subsequently assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2006-41CB, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-41CB by Assignment recorded 03/12/2012 in Book/Reel/Volume No. at Page No. as recorder's fee/file/instrument/microfilm/reception No. 2012-0768, covering the following described real property situated in said county and state, to wit: LOTS 19, 20, AND 21, BLOCK 5, NORTHWEST TOWNSITE COMPANYS FIRST ADDITION, JEFFERSON COUNTY, OREGON. PROPERTY ADDRESS: 769 SOUTHWEST MADISON STREET MADRAS, OR 97741
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $944.90 beginning 11/01/2011; plus late charges of $37.23 each month beginning with the 11/01/2011 payment plus prior accrued late charges of $-111.69; plus advances of $90.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $115,530.24 with interest thereon at the rate of 6.00 percent per annum beginning 10/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Thursday, October 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: June 19, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0055167) 1006.162029-FEI
   Publish: August 8, 15, 22, 29, 2012
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by WILLIAM P. DAVIS AND SHARON A. DAVIS, as grantor(s), to AMERITITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 08/05/2008, recorded 08/12/2008, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2008-002910, and subsequently assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment recorded 10/17/2011 in Book/Reel/Volume No. at Page No. as Recorder's fee/file/instrument/microfilm/reception No. 2011-3232, covering the following described real property situated in said county and state, to wit: PARCEL 1 OF PARTITION PLAT 1993-02, JEFFERSON COUNTY, OREGON, AS RECORDED JANUARY 26, 1993, AS INSTRUMENT #930204, JEFFERSON COUNTY PLAT RECORDS. PROPERTY ADDRESS: 1215 SW HATFIELD STREET MADRAS, OR 97741
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $780.65 beginning 08/01/2010; plus late charges of $31.23 each month beginning with the 08/01/2010 payment plus prior accrued late charges of $-218.61; plus advances of $15.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $65,706.88 with interest thereon at the rate of 6.75 percent per annum beginning 07/01/2010 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, October 31, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: June 25, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0054886) 1006.162364-FEI
   Publish: August 15, 22, 29, September 5, 2012
   NOTICE
    If you are the borrower in the deed of trust transaction described in this notice, and you are a member of the armed forces who is on active military duty, or are a member of the National Guard and are deployed for active duty, please contact our office immediately to discuss alternatives to this foreclosure proceeding.
    TRUSTEE'S NOTICE OF SALE
   NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $245,020.16. INTEREST FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 3O-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND WILL BE MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED.
    NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION.
    Reference is made to that certain trust deed made by Kay M. Baden and deborah C. McRhoads, not as tenants in common, but with the right of survivorship, as grantor, to First American Title Insurance Company, as trustee, in favor of Mortgage Electronic Registration Systems, Inc. is a separate corporation that is acting solely as a nominee for B. F. Saul Mortgage Company and its successors and assigns, as beneficiary, dated May 7, 2007, recorded May 8, 2007, in the mortgage records of Jefferson County, Oregon, as Recording Number 2007-002481 said Deed of Trust was assigned on November 17, 2011 to Capital One, N.A. by an instrument Recorded under Auditor's File No. 2011-3954 on December 16, 2011, covering the following described real property situated in said county and state, to-wit:
   Lot 19, Martin's Commons, a Planned Unit Development, recorded April 27, 2000 as instrument #20001537, Jefferson County Records.
    Both the beneficiary and the trustee, David A. Weibel, will sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.753(3); the default for which the foreclosure is made is grantor's failure to pay the following sums:
    1. Monthly Payments:
    Delinquent Monthly Payments Due from 8/18/2011
    through 7/17/2012:
    Total Payments: $14,760.43
    Accrued late Charges: $565.95
    Recovereable Balance: $41.32
    THE SUM OWING ON THE OBLIGATION SECURED BY THE TRUST DEED: $15,367.70
    2. Delinquent Real Property Taxes, if any:
    By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit:
   Unpaid balance is $242,520.16 as of July 2, 2012. In addition there are attorney's fees and foreclosure costs which as of the date of this notice are estimated to be $2,500.00 Interest, late charges and advances for the protection and preservation of the property may accrue after the date of this notice.
    WHEREFORE, notice hereby is given that the undersigned trustee, David A. Weibel, on November 14, 2012 at the hour of 11:00 am, in accord with the standard of time established by ORS 187.110, at the front entrance to the Jefferson County Courthouse, located at 75 SE `C' Street, Madras, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution by grantor of the said trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due ( other than such portion of the principle as would not then be due had no default occurred), paying all advances authorized under the trust deed, including all costs and expenses incurred in enforcing the obligation and trust deed, and by curing any other default complained of therein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.
   Dated: July 5, 2012
   David A. Weibel, Trustee
   For Information Call:
   Bishop, White, Marshall & Weibel, P.S.
   720 Olive Way, Suite 1201
   Seattle, WA 98101
   (206)622-7527
    NOTICE TO RESIDENTIAL TENANTS
    The property in which you are living is in foreclosure. A foreclosure sale is scheduled for November 14, 2012. The date of this sale may be postponed. Unless the lender that is foreclosing on this property is paid before the sale date, the foreclosure will go through and someone new will own this property. After the sale, the new owner is required to provide you with contact information and notice that the sale took place.
    The following information applies to you only if you are a bona fide tenant occupying and renting this property as a residential dwelling under a legitimate rental agreement. The information does not apply to you if you own this property or if you are not a bona fide residential tenant.
    If the foreclosure sale goes through, the new owner will have the right to require you to move out. Before the new owner can require you to move, the new owner must provide you with written notice that specifies the date by which you must move out. If you do not leave before the move-out date, the new owner can have the sheriff remove you from the property after a court hearing. You will receive notice of the court hearing.
   PROTECTION FROM EVICTION
    IF YOU ARE A BONA FIDE TENANT OCCUPYING AND RENTING THIS PROPERTY AS A RESIDENTIAL DWELLING, YOU HAVE THE RIGHT TO CONTINUE LIVING IN THIS PROPERTY AFTER THE FORECLOSURE SALE FOR:
    * THE REMAINDER OF YOUR FIXED TERM LEASE, IF
    YOU HAVE A FIXED TERM LEASE, OR
    * AT LEAST 90 DAYS FROM THE DATE YOU ARE GIVEN
    A WRITTEN TERMINATION NOTICE.
    If the new owner wants to move in and use this property as a primary residence, the new owner can giVe you written Notice and require you to move out after 90 days, even though you have a fixed term lease with more than 90 days left.
    You must be provided with at least 90 days' written notice after the foreclosure sale before you can be required to move.
    A bona fide tenant is a residential tenant who is not the borrower (property owner) or a child, spouse or parent of the borrower, and whose rental agreement:
    * Is the result of an arm's-length transaction;
    * Requires the payment of rent that is not substantially less than
    fair market rent for the property, unless the rent is reduced or
    subsidized due to a federal, state or local subsidy; and
    * Was entered into prior to the date of the foreclosure sale.
   ABOUT YOUR TENANCY
    BETWEEN NOW AND THE FORECLOSURE SALE:
   RENT
    YOU SHOULD CONTINUE TO PAY RENT TO YOUR LANDLORD UNTIL THE PROPERTY IS SOLD OR UNTIL A COURT TELLS YOU OTHERWISE. IF YOU DO NOT PAY RENT, YOU CAN BE EVICTED. BE SURE TO KEEP PROOF OF ANY PAYMENTS YOU MAKE.
   SECURITY DEPOSIT
    You may apply your security deposit and any rent you paid in advance against the current rent you owe your landlord as provided In ORS 90.367. To do this, you must notify your landlord in writing that you want to subtract the amount of your security deposit or prepaid rent from your rent payment. You may do this only for the rent you owe your current landlord. If you do this, you must do so before the foreclosure sale. The business or individual who buys this property at the foreclosure sale is not responsible to you for any deposit or prepaid rent you paid to your landlord.
   ABOUT YOUR TENANCY
   AFTER THE FORECLOSURE SALE
    The new owner that buys this property at the foreclosure sale may be willing to allow you to stay as a tenant instead of requiring you to move out after 90 days or at the end of your fixed term lease. After the sale, you should receive a written notice informing you that the sale took place and giving you the new owner's name and contact information. You should contact the new owner if you would like to stay. If the new owner accepts rent from you, signs a new residential rental agreement with you or does not notify you in writing within 30 days after the date of the foreclosure sale that you must move out, the new owner becomes your new landlord and must maintain the property. Otherwise:
    * You do not owe rent;
    * the new owner is not your landlord and is not responsible for
    maintaining the property on your behalf; and
    * You must move out by the date the new owner specifies in a
    notice to you.
    The new owner may offer to pay your moving expenses and any other costs or amounts you and the new owner agree on in exchange for your agreement to leave the premises in less than 90 days or before your fixed term lease expires. You should speak with a lawyer to fully understand your rights before making any decisions regarding your tenancy.
    IT IS UNLAWFUL FOR ANY PERSON TO TRY TO FORCE YOU TO LEAVE YOUR DWELLING UNIT WITHOUT FIRST GIVING YOU WRITTEN NOTICE AND GOING TO COURT TO EVICT YOU. FOR MORE INFORMATION ABOUT YOUR RIGHTS, YOU SHOULD CONSULT A LAWYER. If you believe you need legal assistance, contact the Oregon State bar and ask for the lawyer referral service. Contact information for the Oregon State Bar is included with this notice. If you do not have enough money to pay a lawyer and are otherwise eligible, you may be able to receive legal assistance for free. Information about whom to contact for free legal assistance is included with this notice.
   David A. Weibel, Trustee
   Bishop, White, Marshall & Weibel, P.S.
   720 Olive Way, Suite 1201
   Seattle, WA 98101
   (206)622-7527
    If you need help finding a lawyer, you may call the Oregon State bar's Lawyer Referral Service at 503-684-3763 or toll-free in Oregon at 800-452-7636 or you may visit its Web site at www.osbar.org. Legal assistance may be available if you have a low income and meet federal poverty guidelines. For more information and a directory of legal aid programs, go to http://www.oregonlawhelp.org.
   Publish: August 29, September 5, 12, 19, 2012
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by DAWN KRUEGER AND DENNIS KRUEGER, AS TENANTS BY THE ENTIRETY, as grantor(s), to AMERITITLE, as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 10/24/2008, recorded 10/31/2008, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2008-003977, and subsequently assigned to BANK OF AMERICA, N.A. SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA, COUNTRYWIDE HOME LOANS SERVICING, L.P. by Assignment recorded 05/20/2011 in Book/Reel/Volume No. at Page No. as Recorder's fee/file/instrument/microfilm/reception No. 2011-1615 covering the following described real property situated in said county and state, to wit: LEGAL DESCRIPTION: A TRACT OF LAND LOCATED IN THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER OF SECTION 5, TOWNSHIP 12 SOUTH, RANGE 13 EAST OF THE WILLAMETTE MERIDIAN, JEFFERSON COUNTY, OREGON, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID SECTION 5; THENCE NORTH 00 DEGREES 25' 37" WEST, ALONG THE WEST LINE OF SAID SECTION 5, 278.29 FEET TO THE TRUE POINT OF BEGINNING, SAID POINT BEING THE INTERSECTION OF THE WEST LINE OF SAID SECTION 5 AND THE WESTERLY RIGHT-OF-WAY LINE OF THE OREGON TRUNK RAILROAD; THENCE CONTINUING NORTH 00 DEGREES 25' 37" WEST, 646.55 FEET TO THE CENTERLINE OF AN IRRIGATION WASTE DITCH; THENCE ALONG SAID DITCH CENTERLINE, SOUTH 86 DEGREES 29' 29" EAST, 21.02 FEET; THENCE SOUTH 56 DEGREES 56' 39" EAST, 362.80 FEET TO THE WESTERLY RIGHT-OF-WAY LINE OF THE OREGON TRUNK RAILROAD; THENCE SOUTH 30 DEGREES 23' 00" WEST, ALONG SAID RIGHT-OF-WAY, 550.22 FEET TO THE TRUE POINT OF BEGINNING. PROPERTY ADDRESS: 5901 SW ELBE DRIVE MADRAS, OR 97741
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,461.02 beginning 09/01/2009; plus late charges of $58.44 each month beginning with the 09/01/2009 payment plus prior accrued late charges of $-350.64; plus advances of $1,035.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $204,663.97 with interest thereon at the rate of 6.00 percent per annum beginning 08/01/2009 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Wednesday, November 07, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: June 28, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0014463) 1006.162766-FEI
   Publish: August 22, 29, September 5, 12, 2012
    AMENDED OREGON TRUSTEE'S NOTICE OF SALE T.S. No: F535644 OR Unit Code: F Loan No: 0999837503/WILSON Investor No: 173288077 AP #1: 11-13-12 BC-06101 Title #: 120087380 Reference is made to that certain Trust Deed made by DEAN R. WILSON, LESLIE J. WILSON as Grantor, to WELLS FARGO FINANCIAL NATIONAL BANK as Trustee, in favor of WELLS FARGO BANK, N.A. as Beneficiary. Dated June 13, 2005, Recorded July 5, 2005 as Instr. No. 2005-003649 in Book -- Page -- of Official Records in the office of the Recorder of JEFFERSON County; OREGON covering the following described real property situated in said county and state, to wit: THE NORTH HALF OF LOT 9, AND ALL OF LOT 10, BLOCK 46, PLAT OF PALMAIN, AS RECORDED IN PLAT BOOK 1, PAGE 11, OFFICIAL RECORDS OF JEFFERSON COUNTY, OREGON
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said Trust Deed and a Notice of Default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is Grantor's failure to pay when due, the following sums: 12 PYMTS FROM 08/28/11 TO 07/28/12 724.05 $8,688.60 Sub-Total of Amounts in Arrears:$8,688.60 Together with any default in the payment of recurring obligations as they become due.
    ALSO, if you have failed to pay taxes on the property, provide insurance on the property or pay other senior liens or encumbrances as required in the note and Trust Deed, the beneficiary may insist that you do so in order to reinstate your account in good standing. The beneficiary may require as a condition to reinstatement that you provide reliable written evidence that you have paid all senior liens or encumbrances, property taxes, and hazard insurance premiums. These requirements for reinstatement should be confirmed by contacting the undersigned Trustee. The street or other common designation if any, of the real property described above is purported to be : 409 8TH ST, MADRAS, OR 97741
    The undersigned Trustee disclaims any liability for any incorrectness of the above street or other common designation. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable, said sums being the following, to wit: Principal $55,420.21, together with interest as provided in the note or other instrument secured from 07/28/11, and such other costs and fees are due under the note or other instrument secured, and as are provided by statute. The Notice of Default and original Notice of Sale given pursuant thereto stated that the property would be sold on 72,012, at the hour of 10:0 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE THE MAIN ENTRANCE OF THE JEFFERSON COUNTY COURTHOUSE, 75 SE C ST. , MADRAS , County of JEFFERSON, State of Oregon; however, subsequent to the recording of said Notice of Default the original sale proceedings were stayed by order of the court or by proceedings under the National Bankruptcy Act or for other lawful reason. The beneficiary did not participate in obtaining such stay. Said stay was terminated on 07/23/12.
    WHEREFORE, notice is hereby given that the undersigned trustee will, on September 18, 2012, at the hour of 10:00 A.M. in accord with the Standard Time, as established by ORS 187.110, INSIDE THE MAIN ENTRANCE OF THE JEFFERSON COUNTY COURTHOUSE, 75 SE C ST. , MADRAS , County of JEFFERSON, State of OREGON, (which is the new date, time and place set for said sale) sell at public auction to the highest bidder for cash the interest in the said described real property which the Grantor had or had power to convey at the time of execution by him of the said Trust Deed, together with any interest which the Grantor or his successors in interest acquired after the execution of said Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given that any person named in O.R.S.86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained herein that is capable of being cured by tendering the performance required under the obligation of the Trust Deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Trust Deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    It will be necessary for you to contact the undersigned prior to the time you tender reinstatement or payoff so that you may be advised of the exact amount, including trustee's costs and fees, that you will be required to pay. Payment must be in the full amount in the form of cashier's or certified check. The effect of the sale will be to deprive you and all those who hold by, through and under you of all interest in the property described above.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said Trust Deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. The Beneficiary may be attempting to collect a debt and any information obtained may be used for that purpose.
    If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If available, the expected opening bid and/or postponement information may be obtained by calling the following telephone number(s) on the day before the sale: (714) 480-5690 or you may access sales information at www.tacforeclosures.com/sales DATED: 07/31/12 CHRISTOPHER C. DORR, OSBA # 992526 By CHRISTOPHER C. DORR, ATTORNEY AT LAW DIRECT INQUIRIES TO: T.D. SERVICE COMPANY FORECLOSURE DEPARTMENT 4000 W. Metropolitan Drive Suite 400 Orange, CA 92868. (800) 843-0260 TAC# 958661 PUB: 08/08/12, 08/15/12, 08/22/12, 08/29/12
   Publish: August 8, 15, 22, 29, 2012
    TRUSTEE'S NOTICE OF SALE Reference is made to that certain Trust Deed made by CARL R OLDEN, A MARRIED MAN, as grantor(s), to FIDELITY NATIONAL TITLE INSURANCE CO., as Trustee, in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 10/30/2008, recorded 11/04/2008, in the mortgage records of Jefferson County, Oregon, as Recorder's fee/file/instrument/microfilm/reception Number 2008-004005, and subsequently assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment recorded 10/27/2011 in Book/Reel/Volume No. at Page No. as recorder's fee/file/instrument/microfilm/reception No. 2011-3349, covering the following described real property situated in said county and state, to wit: LOT FIFTY-ONE (51), CROOKED RIVER RANCH NO. 7, RECORDED APRIL 3. 1975, IN VOLUME 3, PAGES 32-40, PLAT RECORDS, JEFFERSON COUNTY, OREGON. PROPERTY ADDRESS: 7972 SW SANDY PL TERREBONNE, OR 97760-7776
    Both the Beneficiary and the Trustee have elected to sell the real property to satisfy the obligations that the Trust Deed secures and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $1,095.86 beginning 06/01/2011; plus late charges of $43.83 each month beginning with the 06/01/2011 payment plus prior accrued late charges of $-131.49; plus advances of $715.00; together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interest therein.
    By reason of said default the Beneficiary has declared all sums owing on the obligation that the Trust Deed secures are immediately due and payable, said sums being the following to wit: $133,514.49 with interest thereon at the rate of 6.38 percent per annum beginning 05/01/2011 until paid, plus all accrued late charges thereon together with title expense, costs, trustee's fees and attorney fees incurred herein by reason of said default; and any further sums advanced by the Beneficiary for the protection of the above described real property and its interests therein.
    WHEREFORE, notice hereby is given that, RECONTRUST COMPANY, N.A., the undersigned Trustee will on Thursday, October 25, 2012 at the hour of 10:00 AM, in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Jefferson County Courthouse, 75 SE "C" Street, Madras, Jefferson County, OR, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the Trust Deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the Trust Deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the Trustee.
    Notice is further given that any person named in ORS 86.753 has the right, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the Trust Deed reinstated by paying the Beneficiary the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of notice of default that is capable of being cured by tendering the performance required under the obligation that the Trust Deed secures, and in addition to paying said sums or tendering the performance necessary to cure the default by paying all costs and expenses actually incurred in enforcing the obligation that the Trust Deed secures, together with the Trustee's and attorney fees not exceeding the amounts provided by ORS 86.753.
    In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation that the Trust Deed secures, and the words "Trustee" and "Beneficiary" include their respective successors in interest, if any. Dated: June 19, 2012 RECONTRUST COMPANY, N.A. For further information, please contact: RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 (800)-281-8219 (TS# 12-0054861) 1006.162035-FEI
   Publish: August 8, 15, 22, 29, 2012
   TRUSTEE'S NOTICE OF SALE
    A default has occurred under the terms of a trust deed made by Margaret I Kelly, un unmarried woman, as grantor to USAA Federal Savings Bank, as Trustee, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for USAA Federal Savings Bank, Its Successors and Assigns, as Beneficiary, dated February 15, 2006, recorded February 17, 2006, in the mortgage records of Jefferson County, Oregon, as 2006-000921, beneficial interest having been assigned to PHH Mortgage Corporation, as covering the following described real property: Lot 78, Crooked River Ranch No. 7, Jefferson County, Oregon. COMMONLY KNOWN AS: 13486 SW Cinder Drive, Terrebonne, OR 97760.
    Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: Monthly payments in the sum of $858.43, from November 1, 2011, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns. By reason of said default the beneficiary has declared all sums owing on the obligation that the trust deed secures immediately due and payable, said sum being the following, to-wit: $89,550.96, together with interest thereon at the rate of 6.25% per annum from October 1, 2011, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns.
    WHEREFORE, notice hereby is given that the undersigned trustee will on November 16, 2012, at the hour of 11:00 AM PT, in accord with the standard time established by ORS 187.110, in the main lobby of the Jefferson County Courthouse, located at 75 S.E. "C" Street, in the City of Madras, County of Jefferson, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution of said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee.
    Notice is further given to any person named in ORS 86.753 that the right exists, at any time that is not later than five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by paying to the beneficiary of the entire amount due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligations or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's fees and attorney's fees not exceeding the amounts provided by said ORS 86.753.
    In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Also, please be advised that pursuant to the terms stated on the Deed of Trust and Note, the beneficiary is allowed to conduct property inspections while property is in default. This shall serve as notice that the beneficiary shall be conducting property inspections on the said referenced property.
    The Fair Debt Collection Practice Act requires that we state the following: This is an attempt to collect a debt, and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings: This shall not be construed to be an attempt to collect the outstanding indebtedness or hold you personally liable for the debt.
   Dated: _____07-05-2012_________________ By: _/s/:Kelly D. Sutherland__________
    KELLY D. SUTHERLAND
    Successor Trustee
    SHAPIRO & SUTHERLAND, LLC
    1499 SE Tech Center Place, Suite 255
   Vancouver, WA 98683
    www.shapiroattorneys.com/wa
    Telephone:(360) 260-2253
    Toll-free: 1-800-970-5647
    S&S 12-108795
   Publish: August 8, 15, 22, 29, 2012