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State program offers up to $35,000 in assistance to struggling homeowners

The State of Oregon will launch Home Rescue, a foreclosure prevention program, throughout the state on Aug. 17.

The program provides assistance to homeowners struggling to pay their mortgage in two ways: Through monthly mortgage payments (as many as 12 payments with a maximum benefit of $20,000) and a reinstatement payment to bring mortgages current (as much as $15,000).

Homeowners interested in the program can apply online at OregonHomeownerHelp.org. The website features an eligibility questionnaire and instructional video to help people learn more about the program and guide them through the application process.

To qualify, applicants must be able to demonstrate at least a 10 percent reduction in projected 2016 income compared to any tax year between 2009 and 2015. Additional information about eligibility requirements and the application process can be found on the website. Every two weeks, the program opens a limited number of application slots that remain open until filled. The program opens new opportunities to apply every two weeks at noon until all program funds have been exhausted.

This program aims to provide assistance to 3,500 homeowners across the state. Funding for Home Rescue is provided by the U.S. Treasury’s Hardest Hit Fund, which allocated $220 million to Oregon in 2010 and an additional $94.5 million in 2016 to administer foreclosure prevention programs.

Oregon Housing and Community Services administer the Hardest Hit Funds through the Oregon Homeownership Stabilization Initiative (OHSI). To date, OHSI has provided more than $200 million in assistance to more than 15,000 homeowners. Performance reports for OHSI are available online at OregonHomeownerHelp.org.

OHSI customer service can be reached via email at This email address is being protected from spambots. You need JavaScript enabled to view it. or by phone at 503-986-2025. OHSI partners with many local housing nonprofits throughout the state for program delivery. For immediate housing help, homeowners can find the nearest housing counselor by visiting OregonHomeownerSupport.gov.