Brought to you by Lake Oswego's Victoria Bramley, The Insurance Store - HEALTH CARE INSURANCE INSIDER

November is National Alzheimer's Month, Diabetes Month and Long Term Care Month

The holidays are often the first time we see physical and or mental changes to those we have not seen for a while. Being a care receiver or caregiver will change your life forever. Here are a few tips to help you plan for your own care.

Victoria Bramley, The Insurance Store1. Accept that it could happen to you. Statistically 3 out of 4 of us will eventually need long term care; care that meets your basic needs. It can happen at any age

2. Visualize what receiving care could mean for you. It is known people are generally happier and healthier at home. If this is what you desire, think of what generational needs or living modifications need to be planned for. However the possibility of staying at home may not be a solution for you.

3. Explore the care costs for your area and how to pay for it. Long term care is very expensive. There are many ways to pay for long term care and often combinations of these work together.

4. Learn about your community resources. The Lake Oswego Adult Community Center managed by Ann Adrian, is an excellent local resource. The Aging and Disability Resource Connection (ADRC), and Providence ElderPlace are two other important resources.

We all need to be proactive in planning for care whether for others or ourselves. The key is starting before things happen.

Don't forget open enrollment for health insurance is until Decemeber 15th!

The Insurance Store, Inc.

252 A ST., SUITE 200



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